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The Best Places To Retire In Tennessee - A 2024 Guide

Tennessee's allure for retirees lies in its picturesque landscapes, affordable living, and tax-friendly policies. Standout retirement communities, top-notch healthcare facilities,

Author:Daniel Clark
Reviewer:David Mitchell
Apr 09, 2024
The state's allure is multifaceted, drawing people with its picturesque landscapes that range from the majestic Great Smoky Mountains to the tranquil waters of its numerous lakes and rivers.
This scenic variety not only provides a backdrop for a serene retirement but also offers abundant outdoor recreational activities, catering to those who wish to stay active and engaged with nature.
The state's commitment to preserving its rich cultural heritage, a lower cost of living, and favorable tax advantages further enhance its appeal as a retirement haven.
The combination of these factors makes Tennessee not just a place to live but a place to thrive in retirement, offering a lifestyle that is as affordable as it is fulfilling.

Cost Of Living For Retirees In Tennessee

Healthcare, another critical consideration for retirees, is relatively affordable in Tennessee. The state has a wide range of high-quality healthcare facilities that offer services at costs lower than the national average in many instances.
This aspect of affordability, combined with the state's overall low cost of living, allows retirees to stretch their dollars further in Tennessee, covering their needs and still enjoying the state's leisure and recreational activities.
This economic advantage makes Tennessee an appealing choice for individuals aiming to optimize their retirement savings without compromising quality of life or access to healthcare.
Tennessee stands out with its tax-friendly policies for retirees; it boasts no state income tax, which extends to retirement income, making it financially advantageous for those living on pensions or retirement savings. Housing costs in Tennessee also contribute to its appeal.

Top Retirement Communities In Tennessee

One standout option is Tellico Village, nestled in the natural beauty of Loudon County near the Tellico Reservoir. This community boasts many retirees and offers activities like golfing, boating, and social clubs, emphasizing outdoor and community engagement against stunning landscapes.

Fairfield Glade In Crossville

Another premier retirement destination is Fairfield Glade in Crossville, renowned for its exceptional golf courses and outdoor recreation opportunities, including hiking and fishing. Its location on the Cumberland Plateau provides breathtaking views and a cooler climate, making it a perfect setting for active retirees.
In West Tennessee, the Germantown area offers a suburban retreat with easy access to Memphis's cultural and medical amenities.
Retirement communities here often feature a comprehensive suite of amenities, including fitness centers, walking trails, and a calendar full of social events, ensuring a balanced and active lifestyle.

Care Communities

Knoxville's continuum of care communities, such as Atria Weston Place, provide residents with a range of care options alongside amenities like fine dining, educational programs, and transportation services catering to diverse needs and interests.

Chattanooga's Greenbriar Cove

Lastly, Chattanooga's Greenbriar Cove presents a serene setting for those 55 and older, focusing on wellness and community. It offers walking trails, a community clubhouse, and proximity to the Appalachian Mountains and downtown Chattanooga, blending outdoor adventure with urban convenience.

Healthcare Facilities In Tennessee For Seniors

Vanderbilt University Medical Center in Nashville is leading the charge and is recognized nationally for its comprehensive geriatric care and research.
Its programs are tailored to address the complex health needs of seniors, offering everything from routine care to specialized treatments for chronic conditions.

University Of Tennessee Medical Center

In the eastern part of the state, the University of Tennessee Medical Center in Knoxville stands out for its Senior Services program, which focuses on holistic care that encompasses physical, emotional, and social health.
The medical center provides various services tailored to seniors, including preventive care, rehabilitation services, and support groups.

Methodist Le Bonheur Healthcare

Memphis offers Methodist Le Bonheur Healthcare, with multiple locations providing specialized senior services such as memory care, orthopedics, and cardiovascular health.
Its dedicated senior health centers focus on providing a coordinated approach to treatment and preventive care, ensuring that seniors receive personalized and comprehensive services.

Chattanooga's Erlanger Health System

Chattanooga's Erlanger Health System is another key player, offering a Senior Health Center specializing in geriatric medicine and providing assessments, treatment plans, and management for various senior health issues.
Erlanger's focus on innovation and patient-centered care makes it a reliable choice for seniors seeking acute and preventive care.
Lastly, the Tri-Cities region benefits from the Mountain States Health Alliance, which operates several hospitals with services geared towards seniors, including cardiac care, cancer treatment, and orthopedics.

Safety And Accessibility For Seniors

Cities like Franklin and Chattanooga are often highlighted for their commitment to safety, featuring low crime rates and community-oriented policing that contribute to a secure living environment for seniors.
These areas are equipped with well-maintained sidewalks, public parks, and recreational facilities designed with accessibility, ensuring that seniors can enjoy outdoor activities easily.
Public transportation in Tennessee's retirement-friendly cities is also geared towards accommodating the needs of seniors.
Services such as Nashville's MTA AccessRide and Chattanooga's CARTA Care-a-Van offer door-to-door transportation for seniors and individuals with disabilities, facilitating access to healthcare facilities, shopping centers, and social engagements without personal vehicles.
These services underscore the state's commitment to ensuring mobility and independence for its senior population.
Tennessee's smaller towns, such as Kingsport and Maryville, are notable for their tight-knit communities where neighbors look out for one another, adding an extra layer of security and belonging for seniors.
The presence of local organizations and nonprofits dedicated to senior care provides additional resources and support, from meal delivery services to in-home care assistance, ensuring that seniors have the help they need to live comfortably and independently.


Is Tennessee Tax-friendly For Retirees?

Yes, Tennessee is tax-friendly for retirees. The state imposes no income tax, which includes no tax on retirement income, making it financially advantageous for retirees.

What Is The Average Cost Of Living For Retirees In Tennessee?

Tennessee's cost of living for retirees is lower than the national average. It also has affordable housing, healthcare, and daily living expenses, contributing to its appeal for those on a fixed income.

Are There Good Healthcare Facilities For Seniors In Tennessee?

This economic advantage makes Tennessee an appealing choice for individuals aiming to optimize their retirement savings without compromising quality of life or access to healthcare.

What Are Some Of The Best Places To Retire In Tennessee?

Top Tennessee retirement places include Franklin, Chattanooga, Knoxville, and Tellico Village, each offering a unique blend of amenities, community activities, and scenic beauty.

How Does Tennessee Ensure The Safety And Accessibility For Seniors?

Tennessee ensures safety and accessibility for seniors through low crime rates, community-oriented policing, senior-friendly public transportation options, and various community support services.

What Kind Of Activities Can Retirees Enjoy In Tennessee?

Retirees in Tennessee can enjoy various activities, including outdoor recreation in the Great Smoky Mountains, cultural events in Nashville and Memphis, and multiple community events and classes designed for seniors.


Tennessee's allure for retirees lies in its picturesque landscapes, affordable living, and tax-friendly policies. Standout retirement communities, top-notch healthcare facilities, and a commitment to safety and accessibility make it an ideal destination for a fulfilling and balanced retirement.
Tennessee isn't just a place to live; it's a place to thrive, offering a harmonious blend of nature, culture, and community for retirees seeking an enriching lifestyle.
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Daniel Clark

Daniel Clark

Daniel Clark is an experienced author at Tennessee Independent, renowned for delivering insightful articles with a professional approach. With a focus on factual accuracy and authoritative insights, Daniel covers a wide range of topics, providing valuable information and engaging narratives. His expertise in areas such as performance, player profiles, and current events ensures that readers receive trustworthy and informative content. Daniel's commitment to delivering well-researched articles makes him a reliable source for expert perspectives on Tennessee Independent.
David Mitchell

David Mitchell

David Mitchell is a versatile writer at Tennessee Independent, specializing in news, sports, and player profiles. With a keen eye for detail and a passion for storytelling, David brings a unique perspective to his articles, covering a wide range of topics that resonate with readers. His expertise in these areas ensures that readers receive insightful and engaging content, making him a valuable asset to the Tennessee Independent team.
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